Tell me that you’ve never experienced this situation…Your cousin gets into the insurance business, and contacts you about taking a life insurance policy through him. It doesn’t necessarily have to be your cousin, it can actually be anybody you’re related to, such as a brother-in-law, an aunt or even a sibling. You may not be […]
Term
Term life insurance can be a wonderful way to protect your family very inexpensively. This section is full of articles which explain the ins and outs of term life; how much you might need, how to buy it inexpensively and where the best places are to buy the coverage you need. This section also discusses some types of term life you might want to avoid.
Unmarried couples living together has become a virtually normal state of affairs in the US in recent years. It has become so common now that financial considerations need to be dealt with that are not at all unlike those faced by married couples. One of them is life insurance. How difficult is it for unmarried […]
If you are buying life insurance, there are certain questions that you must ask your life insurance agent. Life insurance is actually more complicated – and certainly more important – than we generally assume. The only way to find the information that you truly need to know is by asking the right questions. Here are six […]
These days, everybody is buying everything on the web that they can. After all, that’s where the deals are right? Not necessarily, and certainly not when it comes to life insurance. I’ve had some experience trying to buy life insurance on one of those life insurance comparison websites. Believe me, it’s not all that it’s […]
A lot of people like the one stop shopping concept, especially when it comes to life insurance. They want to work with one company, and cover all of their life insurance needs under a single policy. Sometimes that is the best approach, but there are also times when having multiple life insurance policies – from […]
Many people mistakenly believe that they can get a better price on life insurance if they buy direct from a life insurance company, rather than going through a broker. But this is a complete myth. There are multiple reasons why you are likely to pay less – and get a better life insurance policy – […]
As your life changes, so does your need for life insurance. When is the right time to buy more life insurance? Anytime you experience a major change in your life. Some of the more obvious examples include: When you get married When you are single, life insurance is mostly optional. Generally speaking, there is no […]
What does Obamacare have to do with life insurance? Unfortunately, maybe more than we think. Obamacare, more formally known as the Affordable Care Act, is changing a lot about health insurance, as well as the financial realities associated with it. That’s where life insurance may be very relevant to Obamacare – and why it may […]
Having your own business creates the need for additional life insurance – over and above any policy that you have for the basic provision of your family. A business often creates obligations that are above and beyond normal living expenses, and these are the exact situations you’ll need life insurance for. Life insurance you keep […]
When taking a new life insurance policy, most of us give a little thought to the possibility that there may be situations where your life insurance policy won’t pay a claim to your heirs. But there are actually such situations – at least five. Suicide within the first two years of the policy Life insurance […]
