I’m , Certified Financial Planner™. Term life insurance is serious business; it changed my entire life when I was 17. This site is here to help you get the right insurance for the least cost. Read my story.

My Story

I have been a financial advisor since 1985 and I became a Certified Financial Planner™ in 1994. Since then, I’ve helped clients with all their financial needs including life insurance. But to me, life insurance is far more personal than professional.

When I was 15 my mother died and when I was 17 my father was killed in an airplane crash. At the time of my father’s accident, he was so distraught by my mother’s death that he ignored his financial life. As a result he ran it into the ground. He was just about broke and we were just about homeless. And then the private plane he was in hit the ground.

As devastated as we were, we did have a tiny bit of luck. My father had reluctantly purchased a term life insurance policy the month before he died. He made one premium payment before his accident. As a result, my 3 siblings and I collected $100,000 from the insurance company.

This was back in 1974 and that money went a long way at the time. All four of us were able to complete college and pursue professional careers. If not for that life insurance, I have no idea what would have happened to my siblings and I. And I don’t really want to even think about it.

I created this site for three reasons:

  1. Education

    You need to know the real story of how life insurance works, how life insurance agents operate, how much life insurance you need and how to save big on the coverage you buy. I have more than 30 years experience in this field and I share all I’ve learned in this site.

  2. No Rip Off Zone

    Many life insurance agents are honest and knowledgeable. But there are too many who don’t know what they are doing and/or don’t really care about you. Some just want to maximize their own income. I built this site to make sure you don’t get taken to the cleaners by these jokers. And because I have a very established financial planning practice, I don’t need to do anything I find reprehensible in order to pay my bills.

  3. Life Insurance Sales

    Yes. If you like what you read and allow me to help you buy life insurance I’ll get paid for my trouble. You’ll still get the lowest cost coverage (all the companies pay me about the same) and I’ll do my best to save you a lot of money and heartache. I will show you some innovative ways to save on life insurance and even help you tailor a plan to fit your particular needs. I’d say it’s a win-win…wouldn’t you?

Why not look around the site right now? There is a lot of good information that should answer many of your questions. You can also send me an email or call me if that would be useful to you.

If you want to protect your family against the terror that I faced as a kid, I want to be part of your team. If you’d like to put the right amount of life insurance in place, I suggest that you first compare quotes and then give me a call so we can make sure you have the most appropriate term life insurance possible.

I look forward to working together.

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