As a general rule, if you’re looking to buy life insurance you’re much better off going with term life insurance, rather than whole life. However, should you choose to go with whole life insurance – whatever the reason – one way you can offset a much higher premium cost is by going with a dividend […]
The following are posts by staff writer, Kevin Mercadante, who is a professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has backgrounds in both accounting and the mortgage industry.
Young families may be the most financially stressed group of all. Not only are there a lot of expenses in caring for a family, but there is also the need to acquire the major trappings that will be necessary to do it. This can include purchasing a house, starting a retirement plan, buying a new car – or a […]
This is an almost absurd question, isn’t it? After all, pregnancy isn’t a disease or some sort of malfunction, but a perfectly normal way that children are brought into the world. But pregnancy can affect life insurance rates, if only under certain circumstances. It’s best to know when and how, especially if the need for […]
Consumers often underestimate the potential to make mistakes when it comes to life insurance. Perhaps is because life insurance is often thought of as a fringe product – something you pay for with whatever is left in your budget at the end of the month. But life insurance is one of those quiet benefits. While […]
We’re all familiar with the necessity of having life insurance for our spouse and children. All are dependent upon either our financial support or our direct care. In the event of our deaths, they would suffer hardship, and for that reason we carry life insurance to protect them. But we can also look in the […]
When buying life insurance – or any other type of insurance – bundling has become the buzzword of choice. “Bundle” all of your insurance policies – life, homeowners, auto, and business – with the same provider and you’ll save a fortune. Generally speaking, that may be true, at least from a cost standpoint. But it’s […]
Tell me that you’ve never experienced this situation…Your cousin gets into the insurance business, and contacts you about taking a life insurance policy through him. It doesn’t necessarily have to be your cousin, it can actually be anybody you’re related to, such as a brother-in-law, an aunt or even a sibling. You may not be […]
Unmarried couples living together has become a virtually normal state of affairs in the US in recent years. It has become so common now that financial considerations need to be dealt with that are not at all unlike those faced by married couples. One of them is life insurance. How difficult is it for unmarried […]
If you are buying life insurance, there are certain questions that you must ask your life insurance agent. Life insurance is actually more complicated – and certainly more important – than we generally assume. The only way to find the information that you truly need to know is by asking the right questions. Here are six […]
These days, everybody is buying everything on the web that they can. After all, that’s where the deals are right? Not necessarily, and certainly not when it comes to life insurance. I’ve had some experience trying to buy life insurance on one of those life insurance comparison websites. Believe me, it’s not all that it’s […]
