A 2010 study by the Life Insurance and Market Research Association showed that 56% of Americans do not have an individual life insurance policy, and that 30% have no life insurance at all. Worse, those numbers are on the rise. It’s easy to write this dilemma off to a bad economy, or to the rising […]
The following are posts by staff writer, Kevin Mercadante, who is a professional personal finance blogger, and the owner of his own personal finance blog, OutOfYourRut.com. He has backgrounds in both accounting and the mortgage industry.
We all know that smoking has a major effect on health insurance and on the premiums that you will pay for it. The issue is a lot more involved than is commonly assumed, and more important, it’s likely to only get worse in the future. As the weight of evidence on the effects of smoking […]
