High Risk

If you have an illness or disease you may think that it will be impossible to buy life insurance. Actually, that is not true. Many insurance companies cater specifically to people like you. Here’s how to get the coverage you need at a price you can afford even if you face health challenges.

As is the case with any type of health-related condition, hepatitis can complicate the process of applying for life insurance. However, it’s important to understand that a hepatitis diagnosis does not mean that you cannot get life insurance. There are various types of hepatitis, that occur to different degrees, and when matched with the right […]

Eating disorders are one of the most common health-related conditions in America. They are particularly pronounced among young women, who are under extreme social pressure to attain and maintain a certain body type. This can lead to severe psychological stress, that causes unusual eating activity that can result in serious health conditions. If you need […]

Of all the health conditions that can affect your application for life insurance, diverticulitis is one of the most mild. Only in the most severe cases will it have an impact on your application or your premium rate, and even then not to the degree that will be the case with most other chronic health […]

Having any chronic health condition such as lupus can cause a person to believe that getting life insurance coverage is impossible. But that’s hardly the case. You just have to know how to manage the condition, and to make sure you apply to life insurance companies that are most likely to approve your application. If […]

Many people assume that any incidence of heart disease in any form means an automatic rejection on a life insurance policy application. Nothing could be farther from the truth, particularly with a condition such as congestive heart disease. If you follow the proper steps in managing your condition, you’re very likely to be approved for […]

Multiple sclerosis is a serious health condition, and from a life insurance perspective, it can cause complications. Still, it is possible to get life insurance coverage even if you have the disease. It’s mostly a matter of understanding your condition, how life insurance companies view it, and what you need to do to get the […]

It is possible to get life insurance with osteoporosis. You have to do your best to manage the condition properly, as well as work with the right life insurance company. What Is Osteoporosis? Osteoporosis is actually a fairly common disease. It is a progressive disease that reduces bone mass and density. This eventually leads to […]

Is it possible to get affordable life insurance when you have chronic bronchitis? Generally speaking, the answer is yes. However there are variables surrounding chronic bronchitis that can affect the premium rates that you will pay for a life insurance policy. If the condition is particularly severe, it’s even possible that you may only qualify […]

Arthritis is a common health condition that often will not affect your life insurance application, except under extreme circumstances. Still, it’s good to know little bit about how arthritis relates to life insurance. What Is Arthritis? Arthritis refers to joint inflammation, and when it becomes chronic, it interferes with normal functioning. Inflammation is actually a […]

It’s easy to assume that anxiety disorder would not be an issue when it comes to getting life insurance. After all, it’s generally not viewed as a physical disorder, so it’s easy to see why life insurance companies would not consider it to be a significant criteria. But actually, it can be – particularly if the disorder […]