Term

Term life insurance can be a wonderful way to protect your family very inexpensively. This section is full of articles which explain the ins and outs of term life; how much you might need, how to buy it inexpensively and where the best places are to buy the coverage you need. This section also discusses some types of term life you might want to avoid.

When you think about giving gifts to your loved ones, there’s an excellent chance that you never think of life insurance as a consideration. Even though it’s a financial product, it’s also a gift in the truest sense. Life insurance is your last best gift to your loved ones. Not sure it’s really a gift? […]

Virtually everyone needs life insurance. But if you’re self-employed, you really need life insurance, even more so than people who are employed by others and are paid a salary. That’s because nearly everything connected with self-employment tends to be more complicated than it is for a salaried person. The self-employed person simply has more loose […]

With the new year, people contemplate making all kinds of changes. Sure, they could implement those changes at any time during the year. But the new year tends to be a catchall of resolutions. The change from one year to the next seems like a convenient time to take actions that we’ve been avoiding all […]

Let’s face it, unless you work in the business, life insurance is not a favorite topic. It certainly doesn’t make the rounds on the dinner and cocktail circuit. Other types of insurance might, but since life insurance is closely associated with death, it isn’t exactly considered polite conversation. That may not be a problem when […]

Cost is always a factor in everything we do. That’s because you have only a limited amount of income, and you need to cover all of the expenses in your budget on whatever amount that income provides. There are large expenses, and small ones. People often try to economize by cutting small expenses in order […]

Some people scoff at the idea of having life insurance. Often, their dismissal of this financial product is rooted in the fear of their own death. Other times, they disregard the possibility that that day will ever come. And other times it’s a cost issue – they simply feel that there are better ways for […]

College is an enormous expense, particularly if you have more than one child who will be attending. But what will happen to those educations in the event that you should die before or during the process? Even if you have saved money for your kid’s college educations there are always additional expenses. That can include […]

People often have an almost casual attitude toward life insurance. They’ll pay every other bill – the house, the car loan, utilities, credit cards, health insurance, and a gym membership. And the life insurance premium? It will be near the bottom of the list. And if times get hard, if a job is lost, the […]

If your spouse doesn’t have life insurance, do you simply respect their wishes and go about your life? On some level, that may sound like a fair response. But whether a person wants life insurance or not, not having it is downright irresponsible. Even if your spouse doesn’t have life insurance, and doesn’t want it, […]

Most people correctly assume that the main purpose of life insurance is to provide financial resources to your loved ones in the event of your death. But there’s also an intangible benefit that may be just as important. Life insurance eliminates worry. The peace of mind that comes from having adequate life insurance can be […]